Welcome to
Cape Merchant Traders
Your short term finance solution

Cape Merchant Traders
Employee Benefits
At Cape Merchant Traders, we offer a comprehensive employee benefits package that includes salary advance programs. Our services are supported by expert guidance in financial security—empowering your workforce to thrive both personally and professionally.
Ease employee financial stress with our effortless salary advance program. Offer payday loans and short-term salary advances to help your workforce manage unexpected expenses—because financial stability creates a happier, more productive team.
Employee Benefits
Employee Benefits
- Fully Compliant: Operate under the National Credit Act, ensuring responsible lending practices.
- No Financial Risk: We fund all advances; your business cash flow remains untouched.
- Streamlined Process: Employees apply directly to us. All interactions are handled online or remotely, enabling national coverage.
- Boost Morale & Retention: Financial relief lowers stress and enhances productivity.
- Employer Incentive: Earn commission on successful loan transactions as a thank-you for your partnership.
How It Works
- Partnership Setup – We formalize an agreement with your business.
- Employee Applications – Employees apply directly through our call centre for salary advances.
- Fast Disbursement – Funds are transferred quickly upon approval.
- Automatic Repayment – Loans are repaid through payroll deductions.